collateral value < borrowing value.
total deposit APY < total borrow APY. This means that your borrowing interest rate is greater than your deposit APY.
borrow limit usedto avoid liquidations.
Net APYmeans that your deposit interest will pay for your loan interest.
borrow limit usedwill present less liquidation risk.
borrow limit usedincreases and becomes too high, you may repay some borrowed tokens, or add more collateral.