How to Lend?
Step by step guide on Lending tokens to Banker Joe
Banker Joe is a permission-less lending protocol. You may deposit your tokens for other users to borrow. In return, you can earn interest on your tokens. It is just like a savings bank.
Below guide runs through Depositing, Withdrawing, and an FAQ section.


  1. 1.
    Go to the Lending Markets page.
  2. 2.
    On left side you can find list of lending markets (Deposits). With information such as total Liquidity and deposit APY.
  3. 3.
    Click on the Token you wish to deposit into, this will bring up a more detailed page for the Token.
  4. 4.
    Enter the number of Tokens you wish to deposit.
  5. 5.
    Click Approve (if required).
  6. 6.
    Click Deposit to deposit the tokens into the market.
  7. 7.
    Congratulations, you are now lending your Tokens to Banker Joe!


You may withdraw your tokens at any time, provided you have repaid any outstanding borrowed tokens.
  1. 1.
    On the Lending page, click the Token you wish to withdraw.
  2. 2.
    On the Token Detail page that pops up, click Redeem.
  3. 3.
    Enter the amount you wish to Redeem.
  4. 4.
    Click Approve (if required).
  5. 5.
    Click Confirm.
My Portfolio Page has a collated view of your current Lending and Borrowing activity. This will give you a cumulative position of your rewards so you can see the total interest that has been accrued for your Portfolio.


How do I claim my interest?

Your interest is automatically added to your deposit balance. You receive more tokens when you redeem.

What is this jAVAX or jUSDC token in my Wallet?

jTokens are like LP tokens, they are essentially the receipt you receive when you deposit tokens into Banker Joe.
The jTokens are used to claim back underlying tokens. You will need your jTokens to withdraw your original tokens.

Will you add more tokens onto Banker Joe?

Yes, more tokens will be added in due course.
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